You are here:
  1. Home
  2. Loans
  3. Bad Credit Loans

Bad Credit Loans

At Sure Cash Finance, we believe everyone deserves a second chance. If you’re searching for bad credit loans in Australia, you’ve come to the right place. With over 20 years of experience as a family-owned business, we specialise in inclusive lending that looks beyond your credit score to consider your full financial picture.

Whether you need funds for unexpected expenses, debt consolidation, or essential purchases, our responsible loans for poor credit help you move forward. We offer cash loans from $300-$2000 and personal loans from $2001-$5000, with fast approvals and transparent terms that put you first.

Find out more by reaching out to us online or giving us a call to chat.

Apply now

surecash finance fast cash loans online sydney 21
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Low Credit? No Problem – We Consider All Applications for Bad Credit Loans in Australia

Your past doesn’t define your future. At Sure Cash Finance, we understand that life happens. Job loss, medical emergencies, or unexpected bills can impact anyone’s credit history. That’s why we’ve built our business on fair lending for bad credit, making certain that Australians from all walks of life have access to the financial support they need.

Our inclusive lending approach means we consider:

  • People with defaults or past financial difficulties
  • Self-employed individuals without traditional payslips
  • Centrelink recipients and pensioners
  • Anyone who’s been rejected by other lenders
  • Anyone looking to rebuild their credit history

We pride ourselves on being responsible lenders who make decisions based on your current ability to repay, not just your credit score. Our bad credit loans offer Australians the chance they need to show they can handle their money responsibly!

Apply now

surecash finance fast cash loans online sydney 24

FAST

LOAN APPROVALS

We understand our customers need funds quickly, so we provide fast approvals for our customers to help them receive the funds as soon as possible.

APPLY NOW
surecash finance fast cash loans online sydney 25

FLEXIBLE

PAYMENT TERMS

We offer flexible payment terms to suit our customer’s needs. There are no early payout fees if you choose to payout your loan sooner.

Fast Cash Loans

$300 – $5000

surecash finance fast cash loans online sydney 23

RELIABLE

SERVICE

Our trained staff provide a high standard of customer service. We help our customers find a financial solution to suit their needs.

APPLY NOW

How Our Bad Credit Loans Work

Have you considered your options and decided to apply for a bad credit loan with Sure Cash Finance? Applying is simple, and you can get started right here!

  1. Click APPLY NOW to begin your application on an internet-enabled smart device.
  2. Enter the amount you want to borrow and the length of your loan. We can tell you how much this costs every week, every fortnight, and overall.
  3. We’ll also ask you about the purpose of your loan because we always like to know how we’re helping you out.
  4. Finally, fill in some simple personal details and provide us with proof of ID.

Once all this is done, simply agree to our T & C’s and a member of our team will get back to you with the next steps, including fast loan approval and transfer of funds.

Personal Loans for Pensioners on Centrelink –We’re Here to Help

Are you a pensioner looking for financial assistance? Sure Cash Finance proudly offers personal loans for pensioners on Centrelink across Australia. We understand that living on a fixed income can be challenging, especially when unexpected expenses arise. That’s why we’ve developed lending services specifically designed for pensioners and Centrelink recipients.

We consider applications from people receiving:

  • Age Pension
  • Disability Support Pension
  • Carer Payment
  • Parenting Payment
  • JobSeeker Payment
  • Other Centrelink benefits

Our personal loans for pensioners on Centrelink come with flexible repayment options that align with your payment schedule, making sure you can manage your loan comfortably without financial stress.

Apply now

Why Choose Sure Cash Finance for Your Bad Credit Loan?

With over two decades in the lending industry, Sure Cash Finance has built a reputation for fair, inclusive lending practices. We’re proud members of the Australian Financial Complaints Authority (AFCA member number 43334) and operate under Australian Credit Licence 390591, confirming you’re dealing with a legitimate, regulated lender.

Our advantages include:

  • 20+ Years of Experience: We’ve helped thousands of Australians access the funds they need.
  • Family-Owned Business: We treat our customers like family, with personal service and long-term relationships.
  • Australia-Wide Service: No matter where you are in Australia, we can help.
  • Fast and Simple Process: Apply online in minutes and get a quick decision. Once approved, we instantly transfer the cash into your bank account.

Apply now

Ready to Apply? Getting Started Is Easy

Don’t let bad credit hold you back from accessing the funds you need. At Sure Cash Finance, we’re committed to providing fair lending services for all Australians, regardless of their credit history. Our inclusive approach means we consider each application on its merits, looking at your current situation rather than dwelling on the past.

Take the first step towards financial freedom today. Make an application through our secure online platform, or give us a call at 1300 SURECASH (1300 787 322) to speak with one of our friendly team members. We’re here to help you find the right bad credit loan service for your needs.

FAQs About Bad Credit Loans

Can I get a loan with defaults on my credit file?

Yes, you can. Having defaults on your credit file won’t always disqualify you from getting a loan with Sure Cash Finance. We understand that defaults can happen for a variety of reasons, and we believe in giving people a fair go. We’ll take into account your current financial situation, not just past mistakes.

What credit score is considered bad in Australia?

In Australia, credit scores typically range from 0 to 1200, depending on the credit reporting agency. Generally, a score below 550 is considered poor or bad credit. However, at Sure Cash Finance, we don’t make decisions based solely on credit scores. We use our thorough lending criteria that consider your income, expenses, and overall financial situation. This approach means that even with a low credit score, you may still qualify for one of our loans.

How long do defaults stay on credit reports in Australia?

In Australia, defaults typically remain on your credit report for five years from the date they were listed. However, at Sure Cash Finance, we don’t let old defaults define your future. We focus on your current circumstances and ability to repay. Many of our customers use our bad credit loans as a stepping stone to rebuild their credit history. By maintaining regular repayments with us, you’re creating a positive payment record that can help improve your overall credit profile.

surecash finance fast cash loans online sydney 22

“Making it simple”

Our friendly staff
are here to help.

You are here:
  1. Home
  2. Loans
  3. Bad Credit Loans

Bad Credit Loans

At Sure Cash Finance, we believe everyone deserves a second chance. If you’re searching for bad credit loans in Australia, you’ve come to the right place. With over 20 years of experience as a family-owned business, we specialise in inclusive lending that looks beyond your credit score to consider your full financial picture.

Whether you need funds for unexpected expenses, debt consolidation, or essential purchases, our responsible loans for poor credit help you move forward. We offer cash loans from $300-$2000 and personal loans from $2001-$5000, with fast approvals and transparent terms that put you first.

Find out more by reaching out to us online or giving us a call to chat.

Apply now

surecash finance fast cash loans online sydney 21

Low Credit? No Problem – We Consider All Applications for Bad Credit Loans in Australia

Your past doesn’t define your future. At Sure Cash Finance, we understand that life happens. Job loss, medical emergencies, or unexpected bills can impact anyone’s credit history. That’s why we’ve built our business on fair lending for bad credit, making certain that Australians from all walks of life have access to the financial support they need.

Our inclusive lending approach means we consider:

  • People with defaults or past financial difficulties
  • Self-employed individuals without traditional payslips
  • Centrelink recipients and pensioners
  • Anyone who’s been rejected by other lenders
  • Anyone looking to rebuild their credit history

We pride ourselves on being responsible lenders who make decisions based on your current ability to repay, not just your credit score. Our bad credit loans offer Australians the chance they need to show they can handle their money responsibly!

Apply now

p2sl3

How Our Bad Credit Loans Work

Have you considered your options and decided to apply for a bad credit loan with Sure Cash Finance? Applying is simple, and you can get started right here!

  1. Click APPLY NOW to begin your application on an internet-enabled smart device.
  2. Enter the amount you want to borrow and the length of your loan. We can tell you how much this costs every week, every fortnight, and overall.
  3. We’ll also ask you about the purpose of your loan because we always like to know how we’re helping you out.
  4. Finally, fill in some simple personal details and provide us with proof of ID.

Once all this is done, simply agree to our T & C’s and a member of our team will get back to you with the next steps, including fast loan approval and transfer of funds.

Personal Loans for Pensioners on Centrelink –We’re Here to Help

Are you a pensioner looking for financial assistance? Sure Cash Finance proudly offers personal loans for pensioners on Centrelink across Australia. We understand that living on a fixed income can be challenging, especially when unexpected expenses arise. That’s why we’ve developed lending services specifically designed for pensioners and Centrelink recipients.

We consider applications from people receiving:

  • Age Pension
  • Disability Support Pension
  • Carer Payment
  • Parenting Payment
  • JobSeeker Payment
  • Other Centrelink benefits

Our personal loans for pensioners on Centrelink come with flexible repayment options that align with your payment schedule, making sure you can manage your loan comfortably without financial stress.

Why Choose Sure Cash Finance for Your Bad Credit Loan?

With over two decades in the lending industry, Sure Cash Finance has built a reputation for fair, inclusive lending practices. We’re proud members of the Australian Financial Complaints Authority (AFCA member number 43334) and operate under Australian Credit Licence 390591, confirming you’re dealing with a legitimate, regulated lender.

Our advantages include:

  • 20+ Years of Experience: We’ve helped thousands of Australians access the funds they need.
  • Family-Owned Business: We treat our customers like family, with personal service and long-term relationships.
  • Australia-Wide Service: No matter where you are in Australia, we can help.
  • Fast and Simple Process: Apply online in minutes and get a quick decision. Once approved, we instantly transfer the cash into your bank account.

Apply now

Ready to Apply? Getting Started Is Easy

Don’t let bad credit hold you back from accessing the funds you need. At Sure Cash Finance, we’re committed to providing fair lending services for all Australians, regardless of their credit history. Our inclusive approach means we consider each application on its merits, looking at your current situation rather than dwelling on the past.

Take the first step towards financial freedom today. Make an application through our secure online platform, or give us a call at 1300 SURECASH (1300 787 322) to speak with one of our friendly team members. We’re here to help you find the right bad credit loan service for your needs.

FAQs About Bad Credit Loans

Can I get a loan with defaults on my credit file?

Yes, you can. Having defaults on your credit file won’t always disqualify you from getting a loan with Sure Cash Finance. We understand that defaults can happen for a variety of reasons, and we believe in giving people a fair go. We’ll take into account your current financial situation, not just past mistakes.

What credit score is considered bad in Australia?

In Australia, credit scores typically range from 0 to 1200, depending on the credit reporting agency. Generally, a score below 550 is considered poor or bad credit. However, at Sure Cash Finance, we don’t make decisions based solely on credit scores. We use our thorough lending criteria that consider your income, expenses, and overall financial situation. This approach means that even with a low credit score, you may still qualify for one of our loans.

How long do defaults stay on credit reports in Australia?

In Australia, defaults typically remain on your credit report for five years from the date they were listed. However, at Sure Cash Finance, we don’t let old defaults define your future. We focus on your current circumstances and ability to repay. Many of our customers use our bad credit loans as a stepping stone to rebuild their credit history. By maintaining regular repayments with us, you’re creating a positive payment record that can help improve your overall credit profile.

surecash finance fast cash loans online sydney 22