What Are Unsecured Personal Loans?

Very broadly speaking, there are two types of loans – secured loans and unsecured loans. A secured loan requires you to provide an asset as security in order to get your loan approval over the line. This security could be your car or even your home. If you can no longer make your repayments on a secured loan, the lender is permitted to repossess and sell your asset to recoup the money owed.

At Sure Cash Finance, we offer unsecured personal loans, which means we do not require you to provide an asset when taking out a loan with us. Instead, our experienced, friendly team will simply look at your circumstances and determine your creditworthiness. In other words, all you need to do is meet our simple criteria and we will happily approve an unsecured personal loan for the agreed amount.

Unsecured loans can take the form of cash loans, personal loans, payday loans, and more. At Sure Cash Finance, we pride ourselves on being inclusive lenders, meaning we provide finance to small business owners, individuals with a bad credit history, Centrelink recipients, to name just a few.

How Much Can I Receive through an Unsecured Personal Loan?

At Sure Cash Finance, our unsecured personal loans include Cash Loans from $300-$2000. Our expert team will let you know exactly how much money you can borrow when you apply. We pride ourselves on providing transparent and straightforward loan options. You can see exactly what your repayments and overall costs will look like when you apply, and you can also explore this information on the ‘Our Costs’ page of our website.

If you’re ready to apply for an unsecured personal loan, get started online now or give us a call. Our process is fast, safe, and convenient.

How to Apply for an Unsecured Personal Loan (4 Simple Steps)

To apply for an unsecured personal loan with Sure Cash Finance, all you need is an internet-enabled smart device like a tablet, phone, laptop, or computer.

Before you click apply, we encourage you to consider your financial circumstances and ensure you’re making the right decision. Take the time to understand our loans and explore any other options you may have.

To apply for unsecured personal loans, simply follow these 4 steps:

1. Apply online by clicking APPLY NOW. You can also come and visit your closest Sure Cash Finance team in person or give us a call on 1300 SURECASH (1300 787 322)
2. Tell us how much you want to borrow and the requested length of your loan term in weeks
3. Don’t forget to tell us the purpose of your loan. We always like to know how we’re helping our customers out
4. All we’ll need is some personal information and proof of ID and your application will be on its way.

After you’ve agreed to our terms and conditions and submitted your application, our team will work quickly and get back to you. Once we have all the information we need, we can make a decision. The approval process is fast and money will be transferred into your account ASAP once approved!