Why are Medium sized personal loans so popular?

These loans are fantastic for people needing cash fast. You can also refinance a medium sized personal loan, which means that you don’t always need to pay the loan out in full before you can borrow again. An example of this is set out below: A customer has $985 left on their $3000 loan rather than having to wait to pay down the remaining $985 owing on the loan. You can refinance the loan back up to the $3000. In doing this refinance you pay off the remainder owing on your old loan and you receive the difference from the new $3000 loan which in this example means you would receive $2015 in your hand and you start the new loan again. The refinancing option provides greater flexibility to the borrower.

What do people use the medium amount personal loans for?

Medium amount personal loans are perfect to use for covering the cost a holiday, buying household furniture or helping with rental bonds and moving expenses.

Are you with Centrelink?

Getting your loan approved with Sure Cash Finance, may be easier than you think. At Sure Cash we believe in giving people a fair go. We have a simple online process which makes it easy to apply for a cash loan from $300-5000. Sure Cash Finance provides cash loans to people receiving benefits. So as long as you meet our basic criteria and we are happy that the loan is suitable and affordable for you, we will work with you to get your cash loan approved as fast as possible. We will consider all applications and we assist the following: • People on the Disability Pension • People on the Carers Pension • People on the Parenting Pension • People on the Newstart/jobseeker Payments • All types of Centrelink/benefits Concerned whether you will qualify? Sure Cash Finance has been set up to help people get finance that the banks won’t lend to. Click the apply now button, enter your details and our staff will contact you shortly. Our staff are highly trained to assist you and we will do what we can to help.

Do you have a Poor Credit rating? Or have been Refused Elsewhere?

Have you had a problem with your credit rating? Do you want a second chance? Sure Cash finance maybe able to assist with a cash loan. At Sure Cash Finance we understand that sometimes people can be affected by bad credit and we believe that a lot of people change and they want an opportunity to show that they are now in a better position and want an to show that they can provide good payment record and that they really want to create a good history with a lender. At Sure Cash we give people that opportunity, so as long as you meet meet our basic criteria and we are happy that the loan is suitable and affordable for you, we will work with you to get your cash loan approved as fast as possible. We believe that when we give our customers an opportunity to borrow, our customers responds by providing us with an excellent payment record and it gives the customer a great credit rating with our company for future dealings.

About Us - Sydney Fast Cash Loans

About Us

Who Is Sure Cash Finance?

Who is Sure Cash Finance? Here are the key facts about us:

We are a licensed credit provider operating across Australia. Specifically, we are an Australian short-term and personal loan lender, trading as Sure Cash Finance.
As a legal entity, Sure Cash Finance is the trading name of Shimtec Pty Ltd (ACN 001928516).
Our business is family-owned and Australian-operated.
We have been operating in Australia since 2001.
We are a fully ASIC-regulated lender.
As a measure of our customer service, our Google rating is 4.8 stars based on over 454 reviews from our customers.

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Our Credit Licence and Regulatory Standing

We are a licensed Australian lender. Our Australian Credit Licence number is 390591. This means that our company is authorised under the National Consumer Credit Protection Act (NCCP Act) to engage in credit activities, and is regulated by ASIC.

Our AFCA membership number is 43334. AFCA is the Australian Financial Complaints Authority and is a dispute resolution scheme for financial services. ACFA considers complaints about credit, finance and loans, insurance, banking deposits and payments, investments and financial advice, and superannuation. As an AFCA member lender, this means that our customers have access to a free, independent external dispute resolution scheme if a complaint can’t be resolved directly.

To independently verify our credit licence, you can visit ASIC’s licence register (or you can navigate to the ASIC register through the Moneysmart website):

https://service.asic.gov.au/search/ Enter 390591 (our Australian Credit Licence number) and click “Search”. As explained in the earlier section, our name as a legal entity is Shimtec Pty Ltd, trading as Sure Cash Finance.
moneysmart.gov.au

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Our Leadership and Team

Sure Cash Finance is a family-owned lender in Australia. These are the key members of our team:

Paul Shimmins

General Manager / Director

25 years’ experience in financial services
Certificate IV in Credit Management
Responsible Manager – handles complaints and hardship requests

Shelley Bracefield

Operations Manager

11 years in financial services
Certificate IV in Credit Management
Manages and supports all of our staff

Jacinda Addison

Loans Supervisor

7 years in financial services
Loan assessment and loan compliance monitoring

Donna Jones

Senior Loans Officer

8 years in the financial services industry
Certificate IV in Credit Management
Great customer service

Lina Sua

Loans Officer

6 years of service
Great customer service

Tara Thatcher

Loans Officer

3 years’ experience

Lali Schipp

Loans Officer

1 year’s experience

Stephanie Lomax

Loans Officer

3 years’ experience

Ruby Squires

Loans Officer

2 years’ experience

Kirsten Barry

Loans Officer

3 years’ experience

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Our Commitment to Responsible Lending

As a regulated short-term lender with a consumer credit licence (ACL 390591), Sure Cash finance is committed to responsible lending. What does this mean?

Every application is individually assessed for affordability under the responsible lending obligations of the NCCP (National Consumer Credit Protection) Act, and approval is never automatic or guaranteed.

In practice, this means that we look at the full financial picture. The income and expenses are reviewed, and we will not approve a loan we assess as unsuitable for the applicant’s circumstances.

As a member of the Australian Financial Complaints Authority (AFCA, member 43334), Sure Cash Finance is committed to fair dispute resolution.

If you are experiencing financial hardship, Sure Cash Finance has a hardship policy. If you require hardship assistance, contact our team to discuss your situation.

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Our History

Sure Cash Finance was founded, as a family-owned licensed credit provider, in Australia in 2001. As the company grew, we originally operated out of branches in Sydney, Gosford, Wollongong, and Tweed Heads. To fully expand our services Australia-wide, we decided to concentrate on servicing a national customer base from our head office and closed all of our physical locations. Today, applications can only be made online or by phone on 1300 SURECASH (1300 787 322).

What We Offer

We offer three types of loan:

Cash Loans – also known as Small Amount Credit Contract (SACC) loans. These loans range from $300 to $2,000.
Personal Loans – also known as Medium Amount Credit Contract (MACC) loans. These cover loan amounts from $2,001 to $5,000.

For more information, visit:

Our Loan Products

Loans for Centrelink Recipients

How to Reach Us

To contact us, call our friendly team on 1300 SURECASH (1300 787 322). Applications are completed online at apply.surecash.com.au

Our dedicated contact page is surecash.com.au/contact-us/

Please note that Sure Cash Finance operates online and by phone only. There are no in-person branches.

Before You Borrow

Borrowing is not always the right choice for everyone. For one thing, it costs money, and there might be other options that are better suited to your individual situation. A government service for anyone seeking financial guidance or to make better-informed decisions is moneysmart.gov.au.

WARNING: Do you really need a loan today? It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options at: moneysmart.gov.au

You can also access the National Debt Helpline on 1800 007 007.

If you are experiencing financial hardship, Sure Cash Finance has a hardship policy. If you require hardship assistance, contact our team to discuss your situation.

FAQ’S

Is Sure Cash Finance a licensed lender?

Yes. Sure Cash Finance is a licensed credit provider in Australia, holding Australian Credit Licence 390591.

To independently verify our credit licence, you can visit ASIC’s licence register:

https://service.asic.gov.au/search/ Enter 390591 (our Australian Credit Licence number) and click “Search”. Our name as a legal entity is Shimtec Pty Ltd, trading as Sure Cash Finance.

How do I make a complaint?

To make a complaint, contact us on 1300 SURECASH (1300 787 322) or use our dedicated contact page.

As a member of the Australian Financial Complaints Authority (AFCA, member 43334), Sure Cash Finance is committed to fair dispute resolution. You can also contact the Australian Financial Complaints Authority directly.

Who owns Sure Cash Finance?

Sure Cash Finance is family-owned and Australian-operated. Paul Shimmins is the General Manager/Director and has 25 years’ experience in financial services with a Certificate IV in Credit Management.

Does Sure Cash Finance have physical branches?

No. Originally, we had branches in Sydney, Gosford, Wollongong, and Tweed Heads. As part of our expansion, we closed all of our physical locations to concentrate on servicing a national customer base from our head office. Today, applications can only be made online or by phone on 1300 SURECASH (1300 787 322).

Sure Cash Finance is here to help, call us today on:

1300 787 322

1300 SURECASH

Bevan Rankins

Surecash have been there when I needed them without fail, friendly staff always willing to help, recommend sure cash finance to anyone.

Leslie Quinn

Great people to deal with

ke Mono

The best guys to be with and honest allways helped me. When I've been in a picke and need a leg up there allways there. Very professional and understanding .I only have a quality 5 star for paul sue val and team. They truly in a league on there own . When it comes to customer service

Tommy Schroeter

Perfect service everytime . Always a pleasure working with Paul, Val and Sue and team

Jyles Cubby

Very good

Bevan lewis Rankins

Sure Cash are great company , who have always been there financially for me, than the major banks , would happily recommend the sure cash team and sure cash finance , who do all the preparation for you, you only do a cpl of things, then money is in your bank in minutes.....5stars

Diego Ibanez

Great staff and loyal to their customers. Will always find a way to help you out, especially if you’re an established client. Paul and Sue will endeavour to solve any financial hiccup you may have. Can’t recommend more highly.

Robert Harrold

Another great loan process so straightforward and easy ..🙂🙂