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  3. Loans for People on Centrelink

Loans for People on Centrelink

At Sure Cash Finance, we believe that receiving Centrelink payments shouldn’t prevent you from accessing the financial support you need. Whether you’re a parent, pensioner, job seeker, or receiving disability support, our loans for people on Centrelink can provide the fast, flexible funding you need.

As a responsible, family-owned lender with over 20 years of experience, we pride ourselves on inclusive lending that considers your whole financial picture, not just your income source. Our straightforward online application process means you can apply from anywhere in Australia and receive a decision quickly.

Feel free to apply online now or reach out to speak with our team if you have any questions!

Apply now

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Can I Get Loans on Centrelink?

Yes, you absolutely can! At Sure Cash Finance, we offer loans to customers on Centrelink that are receiving various government payments. Unlike traditional banks that may automatically reject applications from Centrelink recipients, we take a more thorough approach to responsible lending.

We consider applications from people receiving:

  • Age Pension
  • Disability Support Pension
  • Single Parent Payment
  • JobSeeker Payment
  • Carer Payment
  • Veterans Affairs Pension
  • Parenting Payment
  • Other Centrelink benefits

We look at your complete financial situation, including any additional income, your expenses, and your ability to comfortably manage repayments. This inclusive lending approach means more Australians can access the funds they need when unexpected expenses arise.

Apply now

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FAST

LOAN APPROVALS

We understand our customers need funds quickly, so we provide fast approvals for our customers to help them receive the funds as soon as possible.

APPLY NOW
surecash finance fast cash loans online sydney 25

FLEXIBLE

PAYMENT TERMS

We offer flexible payment terms to suit our customer’s needs. There are no early payout fees if you choose to payout your loan sooner.

Fast Cash Loans

$300 – $5000

surecash finance fast cash loans online sydney 23

RELIABLE

SERVICE

Our trained staff provide a high standard of customer service. We help our customers find a financial solution to suit their needs.

APPLY NOW

Loans for People with Bad Credit on Centrelink

Having a less-than-perfect credit history doesn’t always disqualify you from our loans for people with bad credit. We believe everyone deserves a second chance, especially when they’re working to improve their financial situation.

Our assessment for loans for people with bad credit will consider:

  • Your current financial position, not just past difficulties
  • Your commitment to meeting repayment obligations
  • The stability of your income, including Centrelink payments
  • Your complete ability to manage the loan responsibly

Many of our customers have successfully rebuilt their credit rating by maintaining a good payment record with Sure Cash Finance. We’re here to support your financial journey, not judge your past.

Responsible Loans for Centrelink Customers

As a licensed credit provider (Australian Credit Licence 390591), Sure Cash Finance is committed to offering responsible loans for Centrelink customers they can trust. This means we make sure your loans are suitable for your circumstances, and that there are no hidden fees or surprise charges. We can help you align payments with your Centrelink schedule, and our team is here to help if circumstances change!

We’re a member of the Australian Financial Complaints Authority (AFCA member number 43334) and can provide you with additional protection and recourse if needed.

Our Fast, Simple Application Process – 4 Easy Steps

Before you get started, make sure you have taken a close look at our loan products and considered any other options available to you, such as an advance on your Centrelink payment. When you apply, we will clearly display what your loan will cost overall, and you can also explore the general breakdown on the ‘Our Costs’ page.

Once you are ready to apply, simply follow these four steps to get started:

  1. We lend online or in-store. Simply click APPLY NOW on your internet-enabled smart device to get started (such as your phone or laptop). You can call 1300 SURECASH (1300 787 322).
  2. Tell us how much you want to borrow and how many weeks you want to repay your loan. This is where we will provide estimated information on weekly and fortnightly repayment costs, as well as the overall cost of your loan.
  3. Select your reason for taking out a loan, whether it’s for a holiday, household bills or something in between.
  4. Fill out your basic personal information, including a form of ID, and agree to our terms and conditions.

Once all this is done, our team will assess your application and let you know what other information we need. We pride ourselves on fast response times and a quick transfer of funds once you are approved. Get started with your online application now to secure your loan!

Apply now

Why Loans for People on Centrelink are One of Our Specialities

When you need financial support while receiving Centrelink payments, Sure Cash Finance stands out from other lenders thanks to our:

  • 20+ Years of Experience: As a trusted, family-owned business, we’ve helped thousands of Australians access fair finance.
  • Inclusive Lending Approach: We consider all applications fairly, regardless of income source.
  • Fast Approval Process: We transfer money to your bank immediately upon approval.
  • Personal Service: Real people who understand your situation and treat you with respect.
  • Multiple Access Points: Apply online or give us a call to get started.
  • Transparent Terms: Clear information about costs, with no hidden fees or charges.

Our commitment to inclusive lending Australia-wide means we’re here to help when others might turn you away. We believe in giving everyone a fair go, regardless of their income source or credit history.

Start With Our Loans for People on Centrelink Here!

Don’t let being on Centrelink prevent you from accessing the financial support you need. Whether it’s for unexpected bills, emergency repairs, medical expenses, or simply making ends meet, Sure Cash Finance is here to help with fast, fair loans for people on Centrelink.

Ready to apply? Follow the application process above, or call us on 1300 SURECASH (1300 787 322) to discuss your needs with our team. With Sure Cash Finance, you’re more than your income source–you’re a valued customer deserving of fair, respectful financial services.

FAQs About Loans for Centrelink Recipients

Do I need to tell Centrelink about a loan?

Generally, personal loans don’t affect your Centrelink payments as they’re not considered income. However, their rules can be complex and vary depending on your payment type and circumstances. We always recommend checking with Centrelink directly about your reporting obligations, being transparent about any changes to your financial situation, and keeping records of your loan agreement and repayments. We provide clear documentation for all our loans, making it easy for you to maintain accurate records for any Centrelink reporting requirements.

What types of Centrelink payments qualify for loans?

Our loans are available to recipients of virtually all Centrelink payment types. We understand that people receive government support for many different reasons, and we don’t discriminate based on payment type. Whether you’re temporarily between jobs, caring for a family member, managing a disability, or enjoying retirement, we consider each application on its merits.

If you receive Centrelink payments together with other income, such as part-time work, casual employment, or rental income, we’ll consider your total financial picture. This often allows us to approve higher loan amounts or offer better terms than if we only considered your Centrelink payments.

How much can I borrow on Centrelink benefits?

Sure Cash Finance offers two types of loans for Centrelink customers: cash Loans: $300 to $2,000 for smaller, urgent expenses, and personal Loans: $2,001 to $5,000 for larger financial needs. The amount you can borrow depends on your individual circumstances, including your total income, existing financial commitments, and ability to repay. We offer flexible repayment terms that can align with your Centrelink payment schedule, whether that’s weekly or fortnightly. This flexibility helps make sure your loan repayments fit comfortably within your budget.

surecash finance fast cash loans online sydney 22

“Making it simple”

Our friendly staff
are here to help.

You are here:
  1. Home
  2. Loans
  3. Loans for People on Centrelink

Loans for People on Centrelink

At Sure Cash Finance, we believe that receiving Centrelink payments shouldn’t prevent you from accessing the financial support you need. Whether you’re a parent, pensioner, job seeker, or receiving disability support, our loans for people on Centrelink can provide the fast, flexible funding you need.

As a responsible, family-owned lender with over 20 years of experience, we pride ourselves on inclusive lending that considers your whole financial picture, not just your income source. Our straightforward online application process means you can apply from anywhere in Australia and receive a decision quickly.

Feel free to apply online now or reach out to speak with our team if you have any questions!

Apply now

surecash finance fast cash loans online sydney 21

Can I Get Loans on Centrelink?

Yes, you absolutely can! At Sure Cash Finance, we offer loans to customers on Centrelink that are receiving various government payments. Unlike traditional banks that may automatically reject applications from Centrelink recipients, we take a more thorough approach to responsible lending.

We consider applications from people receiving:

  • Age Pension
  • Disability Support Pension
  • Single Parent Payment
  • JobSeeker Payment
  • Carer Payment
  • Veterans Affairs Pension
  • Parenting Payment
  • Other Centrelink benefits

We look at your complete financial situation, including any additional income, your expenses, and your ability to comfortably manage repayments. This inclusive lending approach means more Australians can access the funds they need when unexpected expenses arise.

Apply now

p2sl3

Loans for People with Bad Credit on Centrelink

Having a less-than-perfect credit history doesn’t always disqualify you from our loans for people with bad credit. We believe everyone deserves a second chance, especially when they’re working to improve their financial situation.

Our assessment for loans for people with bad credit will consider:

  • Your current financial position, not just past difficulties
  • Your commitment to meeting repayment obligations
  • The stability of your income, including Centrelink payments
  • Your complete ability to manage the loan responsibly

Many of our customers have successfully rebuilt their credit rating by maintaining a good payment record with Sure Cash Finance. We’re here to support your financial journey, not judge your past.

Responsible Loans for Centrelink Customers

As a licensed credit provider (Australian Credit Licence 390591), Sure Cash Finance is committed to offering responsible loans for Centrelink customers they can trust. This means we make sure your loans are suitable for your circumstances, and that there are no hidden fees or surprise charges. We can help you align payments with your Centrelink schedule, and our team is here to help if circumstances change!

We’re a member of the Australian Financial Complaints Authority (AFCA member number 43334) and can provide you with additional protection and recourse if needed.

Our Fast, Simple Application Process – 4 Easy Steps

Before you get started, make sure you have taken a close look at our loan products and considered any other options available to you, such as an advance on your Centrelink payment. When you apply, we will clearly display what your loan will cost overall, and you can also explore the general breakdown on the ‘Our Costs’ page.

Once you are ready to apply, simply follow these four steps to get started:

  1. We lend online or in-store. Simply click APPLY NOW on your internet-enabled smart device to get started (such as your phone or laptop). You can call 1300 SURECASH (1300 787 322).
  2. Tell us how much you want to borrow and how many weeks you want to repay your loan. This is where we will provide estimated information on weekly and fortnightly repayment costs, as well as the overall cost of your loan.
  3. Select your reason for taking out a loan, whether it’s for a holiday, household bills or something in between.
  4. Fill out your basic personal information, including a form of ID, and agree to our terms and conditions.

Once all this is done, our team will assess your application and let you know what other information we need. We pride ourselves on fast response times and a quick transfer of funds once you are approved. Get started with your online application now to secure your loan!

Why Loans for People on Centrelink are One of Our Specialities

When you need financial support while receiving Centrelink payments, Sure Cash Finance stands out from other lenders thanks to our:

  • 20+ Years of Experience: As a trusted, family-owned business, we’ve helped thousands of Australians access fair finance.
  • Inclusive Lending Approach: We consider all applications fairly, regardless of income source.
  • Fast Approval Process: We transfer money to your bank immediately upon approval.
  • Personal Service: Real people who understand your situation and treat you with respect.
  • Multiple Access Points: Apply online or give us a call to get started.
  • Transparent Terms: Clear information about costs, with no hidden fees or charges.

Our commitment to inclusive lending Australia-wide means we’re here to help when others might turn you away. We believe in giving everyone a fair go, regardless of their income source or credit history.

Start With Our Loans for People on Centrelink Here!

Don’t let being on Centrelink prevent you from accessing the financial support you need. Whether it’s for unexpected bills, emergency repairs, medical expenses, or simply making ends meet, Sure Cash Finance is here to help with fast, fair loans for people on Centrelink.

Ready to apply? Follow the application process above, or call us on 1300 SURECASH (1300 787 322) to discuss your needs with our team. With Sure Cash Finance, you’re more than your income source–you’re a valued customer deserving of fair, respectful financial services.

FAQs About Loans for Centrelink Recipients

Do I need to tell Centrelink about a loan?

Generally, personal loans don’t affect your Centrelink payments as they’re not considered income. However, their rules can be complex and vary depending on your payment type and circumstances. We always recommend checking with Centrelink directly about your reporting obligations, being transparent about any changes to your financial situation, and keeping records of your loan agreement and repayments. We provide clear documentation for all our loans, making it easy for you to maintain accurate records for any Centrelink reporting requirements.

How much can I borrow on Centrelink benefits?

Sure Cash Finance offers two types of loans for Centrelink customers: cash Loans: $300 to $2,000 for smaller, urgent expenses, and personal Loans: $2,001 to $5,000 for larger financial needs. The amount you can borrow depends on your individual circumstances, including your total income, existing financial commitments, and ability to repay. We offer flexible repayment terms that can align with your Centrelink payment schedule, whether that’s weekly or fortnightly. This flexibility helps make sure your loan repayments fit comfortably within your budget.

How have payday loans changed?

In the past a payday loan would have to be paid back via your next next payday, but this has changed. Now a minimum repayment term is 16 days–vbut here at Sure Cash, we never do loans that are this short. Please contact us for more information about our repayment times and terms!

surecash finance fast cash loans online sydney 22